1. Introduction

At Better Credit Challenge (“we,” “our,” or “us”), your privacy isn’t just a priority—it’s a promise. This Privacy Policy outlines how we collect, use, share, and protect your personal information. By using our website, services, or content associated with this policy, you agree to its terms.

2. Information We Collect

Personal Information: We collect personal data including:

Full name, phone number, email address, mailing address Social Security Number or Taxpayer Identification Number Credit reports, bureau data, and ID documentation Payment and billing details

Non-Personal Information: This includes IP addresses, browser details, referral pages, access times, cookie identifiers, and session behavior.

3. How We Use Your Information

We use your data to:

Verify identity and deliver services Communicate account status and dispute updates Offer education, recommendations, or affiliate resources Analyze and improve service delivery

We do not sell your data. Information is shared only with verified partners (e.g., payment processors, credit bureaus, CRM providers) under strict confidentiality.

4. Communications Policy

By providing your information, you consent to receive:

Email and SMS updates related to your account or services Promotional and educational content (opt-out anytime)

SMS Opt-Out: Text STOP to unsubscribe. Msg & data rates may apply.

5. Cookies, Tracking & Session Replays

We use cookies, web beacons, and session replay technology to:

Understand visitor behavior Improve functionality and security Deliver targeted ads

You can manage cookie preferences in your browser settings. Disabling cookies may affect site experience.

6. Your Rights

You have the right to:

Know what data we collect and how it’s used Access or correct your personal data Request deletion (unless retention is required by law)

To exercise any of these rights, email us at: [email protected]

7. Data Security & Retention

We use SSL encryption and security protocols Access is restricted to authorized personnel We retain data for up to 7 years unless required longer by law

8. Children’s Privacy

We do not knowingly collect information from children under 13 years old. If discovered, it will be promptly deleted.

9. State-Specific Rights

California, Nevada, and Other State Residents: You may have additional privacy rights under CCPA, CPRA, or other local laws. We honor:

The right to opt-out of data sales (we do not sell personal data)The right to know, correct, delete, or restrict the use of personal data The right not to be discriminated against for exercising your privacy rights

For state-specific inquiries, contact: [email protected]

10. Privacy Complaints or Requests

Email: [email protected]

Mail: Better Credit Challenge,

100 Matawan Road suite 325 #1015
Matawan 07747 New Jersey,

Phone: (848) 345-1690

We aim to respond to all verifiable requests within 45 days. Identity verification will be required.

11. Changes to This Policy

We reserve the right to amend this Privacy Policy at any time. Updates will be posted with a revised date. Continued use of our services constitutes your acceptance of any changes.

© Better Credit Challenge 2025 – All Rights Reserved.