"Transform Your Credit, Transform Your Life."
Credit Restoration
We understand—your credit needs a boost. Luckily, we have the tools to make it happen, and with Better Credit Challenge by your side, you can feel confident every step of the way!
And the best part? You ONLY pay for results!
Clean Slate
Aggressiveness: Very High
$139.99 / Month
+$195.00 initial working fee
Unlimited Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention Letters
Score Tracker
Inquiry Targeting
Personalized Guide to Building Credit
Access to Educational Content
Real-Time Account Sync
Acqualify Loan Readiness Program Enrollment
Online Chat
(Available 9a-7p EST M-F)
Three-Bureau Reports and Scores
90-Day Money-Back Guarantee
Didn't find any suitable pricing?
Call us today to customize your own price
Credit Remodel
Aggressiveness: High
$109.99 / month
+$99.00 initial working fee
Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention Letters
Score Tracker
Inquiry Targeting
Personalized Guide to Building Credit
Access to Educational Content
One-Bureau Report and Scores
Real-Time Account Sync
Online Chat
(Available 9a-7p EST M-F)
90-Day Money-Back Guarantee
Credit Polish
Aggressiveness: Medium
$79.99 / month
+$99.00 initial working fee
Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention Letters
Score Tracker
Access to Educational Content
Online Chat
(Available 9a-7p EST M-F)
90-Day Money-Back Guarantee
Clean Slate
Aggressiveness: Very High
$139.99 / Month
+$195.00 initial working fee
Unlimited Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention Letters
Score Tracker
Inquiry Targeting
Personalized Guide to Building Credit
Access to Educational Content
Real-Time Account Sync
Acqualify Loan Readiness Program Enrollment
Online Chat
(Available 9a-7p EST M-F)
Three-Bureau Reports and Scores
90-Day Money-Back Guarantee
Credit Remodel
Aggressiveness: High
$109.99 / month
+$99.00 initial working fee
Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention Letters
Score Tracker
Inquiry Targeting
Personalized Guide to Building Credit
Access to Educational Content
One-Bureau Report and Scores
Real-Time Account Sync
Online Chat
(Available 9a-7p EST M-F)
90-Day Money-Back Guarantee
Credit Polish
Aggressiveness: Medium
$79.99 / month
+$99.00 initial working fee
Challenges to the 3 Credit Bureaus
Score Analysis
Creditor Intervention Letters
Score Tracker
Access to Educational Content
Online Chat
(Available 9a-7p EST M-F)
90-Day Money-Back Guarantee
Didn't find any suitable pricing?
Call us today to customize your own price
It's our job...
Our dedicated team is committed to guiding you through a personalized journey of financial recovery.
NEW HOME
New Car
Low Interest Rates
Loan Approvals
Credit Card Approvals
More Savings
How Does It Work?
Credit repair specialist
Comprehensive analysis of your credit reports to identify inaccuracies, errors, or discrepancies affecting your credit score
Dispute resolution
Assistance with disputing inaccurate or outdated information on your credit reports
Credit score improvement
Personalized strategies and recommendations to improve your credit score, including debt management
Debt negotiation
Negotiation and settlement assistance with creditors to potentially reduce outstanding debts
Identity theft protection
Guidance and proactive measures to protect your personal information from identity theft and fraud
Financial education
Educational resources and guidance on personal finance, budgeting, and responsible credit management
Why Choose
BETTER CREDIT CHALLENGE ?
We understand—there are countless options out there for credit repair services. So, why choose us?
Results-Driven Approach:
We don’t just make promises – we deliver results. Our team of expert BetterCreditChallenge uses proven strategies to eliminate inaccuracies and boost your credit score.
Transparent and Fair Pricing:
With BetterCreditChallenge, you’ll never face hidden fees or upfront costs. We believe in complete transparency, and you only pay for successful item deletions.
Personalized Service:
We understand that your financial situation is unique. That’s why at CreditNerds®, we create customized solutions tailored specifically to your needs, ensuring a clear path to success.
What types of items
can ACTUALLY be deleted?
REPOSSESSIONS
This occurs when you fall behind on your vehicle’s monthly payment. It can stay on your report for up to seven years making your financial life very difficult for years. Repo’s are also listed in the public record section of your report.
COLLECTIONS
These happen whenever an account is seriously past due. The creditor decides to sell it to a collection agency and it drastically affects your score. Do not pay any collections as this will actually decrease your score.
LATE PAYMENTS
Making your payments late is very unhealthy for your credit score, especially since payment history makes up 35% of your score. So one late payment can make a huge negative impact.
HARD INQUIRIES
Each hard inquiry causes your credit score to decrease. It's important to not run your credit so much since it can be interpreted as an attempt to substantially expand available credit, and create higher risks for lenders.
CHARGE OFFS
When a creditor believes that a debt is unlikely to be collected they will write it off as a loss. This does not mean you are off the hook. You are still responsible for paying the debt back, and it also lowers your score drastically.
STUDENT LOANS AND MORE!
Student debt includes any loans Federal or Private you take out to pay for your college education, which you repay with interest at a later date.